MetaMask has entered a new chapter in digital finance with the launch of MetaMask USD, also called $mUSD. The first stablecoin created by a self-custodial wallet embeds directly into MetaMask’s ecosystem.
The coin is issued through Bridge, a Stripe company, and powered on-chain by M0, a decentralized liquidity platform. Together, they designed $mUSD to provide users with a direct and stable dollar-denominated option for transactions in web3.
The launch comes as stablecoins gain more ground in both crypto markets and traditional financial conversations. In the United States, the GENIUS Act has created a clearer legal framework, which makes the timing of MetaMask USD significant.
MetaMask USD set for se across Ethereum and Linea
The stablecoin is built to serve as a tool for both everyday users and developers. It integrates across dapps, decentralized finance protocols, and soon will be usable for real-world payments through the MetaMask Card at Mastercard merchants. At the start, MetaMask USD will operate on Ethereum and Linea.
Linea, an EVM-compatible layer two network developed by Consensys, positions $mUSD as a core element of its DeFi landscape. The stablecoin will play a role in lending platforms, decentralized exchanges, and liquidity pools, driving more activity and volume across the network.
The aim is to create not just another token but a reliable foundation for ecosystem growth. The wallet-native model sets $mUSD apart from other stablecoins. MetaMask users can on-ramp, swap, transfer, and bridge value without needing external assets or third-party issuers.
This simplifies the experience for millions of wallet holders who already interact with Ethereum and other chains. Over time, $mUSD is expected to support seamless cross-chain movement and composable integrations. Stablecoins already move nearly one trillion dollars in monthly transactions, showing how central they are to crypto finance.
$mUSD brings MetaMask to the center of Web3 growth
With $mUSD, MetaMask places itself at the center of this movement. The stablecoin opens a path for direct fiat onboarding while giving developers a neutral and highly liquid asset to build around. Later this year, the MetaMask Card will extend $mUSD’s use into physical and online stores worldwide.
This step aims to close the gap between decentralized finance and everyday spending. By combining regulatory compliance, transparent reserves, and cross-chain flexibility, $mUSD highlights a new model for stablecoin design.
MetaMask has framed the launch as more than a product release. It is a statement about where web3 is headed. The introduction of a wallet-native stablecoin signals a future where holding, spending, and moving digital dollars becomes as simple as using money in the traditional system.